"MORTGAGE LIKE A DAD"
Tailored Mortgage Lending Options * Uncompromising Family Values * Dad Jokes Not Included
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WHY THE MORTGAGE DADDY?
My name is Vassilios "Billy" Theodorakos. As a widowed single dad of three, my faith and family are at the core of everything I do, and this deeply influences my approach as a mortgage broker. Helping families achieve their financial and homeownership dreams is not just my job; it's my mission. I want to earn your business by offering a personalized experience that prioritizes your unique needs and aspirations.
As a direct wholesaler, I have access to a diverse array of mortgage products and lenders, allowing me to provide options that retail or commercial banks simply can’t match. Unlike those larger institutions, which often follow rigid guidelines and standard processes, I can present you with customized solutions tailored to your specific financial situation. This means more flexibility, competitive rates, and the ability to find a perfect fit for your family’s needs.
What sets "The Mortgage Daddy" apart from other brokers in the industry is my commitment to building genuine relationships and fostering trust. I understand the challenges of balancing family and finances, and I’m here to ensure that your journey to homeownership is not only successful but also stress-free. I pride myself on clear communication and being your advocate throughout the process. You won’t just be another client; you’ll be treated like family.
By choosing me, you’re partnering with someone who has over twenty years of finance experience, who genuinely cares about your goals, shares your values, and is dedicated to helping you navigate the mortgage landscape with ease. Together, we can make your dream of homeownership a reality, while ensuring that your family's financial future is secure.
BROKERS ARE BETTER
"After 20 years in finance, sales, management, and working for bloated, bureaucratic businesses, I said goodbye to retail lending & partnered with EMortgage Capital with the vision of providing home lending excellence married to unwavering family values as an independent broker.
The best part? I serve your needs over a corporate bottom line, minimal overhead which translates to offering superior rates & lower costs without sacrificing excellence and execution. Mortgage brokers and direct wholesalers often provide greater advantages over retail lenders and credit unions due to their access to a wider range of loan products and competitive rates. They work with multiple lenders, allowing them to tailor options specifically to your needs, often resulting in lower fees and better terms. Additionally, their personalized service means you receive dedicated support throughout the mortgage process, ensuring a smoother and more informed experience. This flexibility and expertise can lead to significant savings and a more customized solution for your home financing needs."
I CLOSE LOANS OTHER LENDERS CAN'T
As an independent broker, I can approve more loans without the restrictive overlays (more rules!) that often lead to denials at other institutions. If you've faced lending challenges or been turned down, a consultation could reveal solutions tailored to your needs. I offer a wide range of mortgage options supported by over 150 lending partners and investors, ensuring we find the best fit for your situation.
Don't have the perfect credit score? Thats ok, I understand and want to help! We have investors that could qualify someone as low as a 500 FICO Score. My services include in-depth credit analysis, down payment assistance, construction and renovation loans, reverse mortgages, commercial loans, investment loans, hard money loans, SBA loans, and Bank Statement Loan options. Additionally, I provide alternative "non-QM" products for unique circumstances, whether you're self-employed or recovering from a bankruptcy or foreclosure. Let’s discuss how I can help you achieve your financial goals!
how we stand out
15- MINUTE LOAN APPROVALS
CREDIT SCORE OPTIONS TO 500
CREDIT SCORE OPTIONS TO 500
CREDIT SCORE OPTIONS TO 500
CREDIT SCORE OPTIONS TO 500
CREDIT SCORE OPTIONS TO 500
NON-QM & NO INCOME OPTIONS
CREDIT SCORE OPTIONS TO 500
ACCESS TO OVER 150 LENDERS AND INVESTORS
ACCESS TO OVER 150 LENDERS AND INVESTORS
ACCESS TO OVER 150 LENDERS AND INVESTORS
ACCESS TO OVER 150 LENDERS AND INVESTORS
REVERSE & REVERSE JUMBO OPTIONS
ACCESS TO OVER 150 LENDERS AND INVESTORS
ACCESS TO DOWN PAYMENT ASSISTANCE
ACCESS TO DOWN PAYMENT ASSISTANCE
ACCESS TO OVER 150 LENDERS AND INVESTORS
ACCESS TO DOWN PAYMENT ASSISTANCE
BANK STATEMENT | ITIN LOANS | & HARD MONEY LOANS
COMMERCIAL LENDING | NEW & PERMANENT CONTRUCTION LOANS
COMMERCIAL LENDING | NEW & PERMANENT CONTRUCTION LOANS
COMMERCIAL LENDING | NEW & PERMANENT CONTRUCTION LOANS
COMMERCIAL LENDING | NEW & PERMANENT CONTRUCTION LOANS
COMMERCIAL LENDING | NEW & PERMANENT CONTRUCTION LOANS
SBA LOAN OPTIONS
COMMERCIAL LENDING | NEW & PERMANENT CONTRUCTION LOANS
SBA LOAN OPTIONS
HOME HERO PROGRAM
Contact Us
Better yet, see us in person!
We love our customers, so feel free to schedule a time to meet!
The best mortgage lenders and some of best rates in Richmond
Message me on WhatsApp
Billy@daddymortgage.com
+1.5084007278| billy@daddymortgage.com | vtheodorakos@emortgagecapital.com
